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How do you plan a year of travel?

How do you plan a year of travel?

We planned to travel for a year, starting in June 2016. As it turns out, we’re still going! (with some stops along the way). If you’re planning to travel long-term, how do you plan? How much should you plan? With lots of time comes a […]

When to Buy Cheap Things vs When to Buy Expensive Things

When to Buy Cheap Things vs When to Buy Expensive Things

This is something I think about a lot. Sometimes buying something cheap means you’re spending less money, which overall is a good thing. You can’t buy “expensive” everything- with no limits, unless you’re Jay Z you’d eventually run out of money. Other times, investing in […]

Managing Travel Budgets when Traveling as a Group

Managing Travel Budgets when Traveling as a Group

Managing your budget when you’re traveling alone or as a couple isn’t easy, but when you meet up with friends things can get waaay more complicated.

B and I know from experience that when we meet up with friends on the road, we spend much more than when it’s just the two of us. That’s ok, because we plan for it and know how to stay within our limits without limiting the fun, and of course, because we always have a blast when we get to meet up with our friends!

Still, for us it’s one of the most challenging parts of travel budgeting and something we’re always trying to improve.

Here are some tips to help you navigate the budget side of planning a trip with friends:

Set expectations

This is really the key to having a happy trip. Ideally, you would sit down with everyone who is coming on the trip (ok, a FB messenger group is more realistic. That works too.) and talk about what each person’s expectations are for the trip, what activities you want to do, where you want to stay, what types of meals you want to have, etc.

In a perfect world, based on everyone’s expectations you could come to a consensus about how much you want to spend and how those costs would break down (accommodation, transit, food, activities, etc).

Ok, but it’s not a perfect world. I know it can be hard to have this chat, especially the money bit, but it really is key to everyone feeling comfortable, having fun, and not feeling uncomfortable, regretful or resentful.

So, what happens if your group’s expectations don’t quite line up? What if one friend wants to stay in 4-star hotels while another has the budget for hostel dorms? Glad you asked! See point 2:

Choose the right friends, the right time, and the right type of trip

The reality is, your budget won’t always match up with your friends’, and that’s ok. We’re all at different places in our lives, have different expectations for our travel experiences, and perceive value differently.

For a start-to-finish trip (ie, you leave from point A together, go to point B together, and return to point A together), choose friends whose budgets and expectations match up closely with yours. If there is a big difference in expectations, consider planning a different itinerary and meeting up in one city for just a few days or a few activities.

If you are the lowest-budget friend:

Trust me, I’ve been there! When you’re traveling for a year but your friend is on a 3-day weekend, you’ll probably have different budget expectations. Just be up-front, plan for it, and set expectations so your friend won’t feel disappointed if you need to turn down certain activities, and you won’t feel pressures to over-spend or guilty for missing out.

  • Share your budget early on. I try to say something like “I’m traveling long-term so I’m sure my budget is different than yours. I usually stay in Airbnbs and cook most of my meals at home. My going-out budget is much more “corner pub” and less “ballin’ in Vegas”. Is that ok with you?” I’ll still make concessions and allow for a lot more spending money for the days I’m with friends, but it’s important to set expectations because my “high” budget will probably be lower than what they would expect, or what they would have spent if they didn’t think about it.
  • Take the lead on suggesting destinations and activities that work within your budget
  • Share an Airbnb. If you’re traveling as a group this is often one of the most budget-friendly options. Discuss how much you’d like to spend per person per night, and take the lead in finding 2-3 properties within your price range that could work and ask the group which they prefer. It’s nice to “live” in a house together (feels like college!), plus having a kitchen makes it easier to cook and have few drinks at home rather than going out all the time. If you’re trying to minimize restaurant bills, offer to cook!
  • Food, food, food: food is a game-changer for any budget, so take the initiative and suggest cooking at home or picnics when appropriate. Check out Groupon deals for restaurants. Plan which specific meals to have at home (“how about we have dinner at my place on Thursday? I’ll make lasagna” Offer to cook! Buy beer!) and which meals and activities to go out for.
  • When eating or drinking out, unless everyone is having roughly the same thing, suggest each having your own tab so everyone pays for just what they order. This way everyone can order what they want guilt-free.
  • Plan time apart: if you can’t agree on accommodation or think you’ll get sick of each other after too many days, consider different accommodation and just meeting up for some activities. This is a good idea anyway so that everyone has their space, but also allows you to join the activities and meals that are important to you and skip the rest
  • Remember that your friends will probably be relieved to spend less. I think we tend to imagine that our friends want to spend much more than us, or feel guilty for “making” them spend less (because less money means less fun, right??), but the reality is that unless they’re saving TONS of money every month (hint: they’re probably not), they’ll be relieved to have a blast with you without killing their bank account.

If you are the highest-budget friend:

Be understanding of your friend’s budget, and try to be flexible. When suggesting a restaurant or activity, try to tell estimate the cost for them and propose lower-budget options if possible. They’ll appreciate it!

How to split expenses:

When appropriate, have everyone pay their own tab. For example, when we went to Nabu in Las Vegas, we each ordered whatever we wanted and paid our own bills, so everyone could get what they wanted and spend what they wanted.

Find a simple way of splitting group expenses fairly. In this case, I’m talking about any bill you would want to split evenly, say groceries, beer, or a lunch where everyone has almost the same plate and we split a bottle of wine.

For splitting group expenses, you can go either the cash route or the plastic route.

The cash method is: everyone puts the same amount of cash into an envelope. Use the money from the envelope to pay for group expenses. Great for relatively low spending (less than $100-200 per person) or places where cards aren’t commonly accepted. Also great for keeping track of how much you spent- if you started the day with $200 and have $50 left, then you definitely spent $150, regardless of what you remember. Only works for expenses split evenly within the group (each person owes an equal share of the bill)

The plastic method: use an app like “Splitwise” to keep track of what everyone paid for and their share of each bill. Can be a bit complicated and you need to remember to enter everything you paid for and each person’s share of the bill. Great for larger budgets, places where you pay by card, or if some bills need to split unevenly.

DON’T do this: “I paid for the groceries, you paid for the lunch, she paid for the rental car, but then I also paid for the gas so… if you two split the cab we should be about even.” Seriously, this method seems simple at first, but in the end, each person feels like they paid for more than everyone else. It’s a disaster and no one knows where they stand. Try to avoid this!

Challenging but worth it!

I hope this will help you plan your next group travel budget. I love meeting up with friends on the road, I find that spending a few days together (especially when things go wrong, especially when you get lost or caught in the rain, especially when you drink $3 rum on the beach instead of going to a fancy nightclub), it makes for a much deeper connection than just meeting up for a few hours at a time back home.

Setting expectations for the budget can seem daunting at first, but when everything matches up it makes for an irreplaceable experience. Enjoy!

Decluttering… in your head

Decluttering… in your head

Today feels a bit different than a usual workday. Yes, I have things to do. Yes, I’m procrastinating a little bit. But… for the first time in a long while, I feel entitled to a little bit of a mental vacation. This isn’t to say […]

How Much do Restaurants Cost in Bali?

How Much do Restaurants Cost in Bali?

Normally there would be no straight answer to this question: it depends on the restaurant, what you order,etc. Of course it does. But, surprisingly, I found that there were 2 (ok, 3) distinct types of restaurants in Bali, with 2 fairly consistent price ranges. Type […]

The Unexpected Impact of Having Less

The Unexpected Impact of Having Less

The less you have, the less you want. Having less stuff, having an uncluttered space, leads to a less cluttered mind. And once you’ve done the work to get there, it’s easier and easier to stay there- to not acquire more things you don’t need.

One consequence of having less and needing less is that you’ll spend less money, while being happier.

When I tell people how we cut our spending to save for travel, they always look at me (or I think they look at me) like “oh poor you, you must have sacrificed so much!”. It’s common for us to think that spending more = having more = more happiness …but in fact, what I have experienced is more like this: consciously having less (within reason) = more appreciation = more happiness

So, while buying less and having less shit has meant that we saved more money, what we didn’t expect was that saving more money would have consequences beyond just the initial amount we saved.

Having a “cushion” in the bank has allowed us more freedom:
-Freedom to invest (this one is pretty obvious- but it’s not like anyone is making a fortune overnight on mutual funds)
-Freedom to take risks (like buying volatile cryptocurrency, or a volatile web business that could have worked out or not), and to reap the benefits fo those risks when they work out
-Freedom to turn down jobs that wouldn’t improve our quality of life and didn’t align with our goals (like that job outside Paris…)
-Freedom to make choices that don’t pay well in the short term but will pay off in the long run
-Freedom to make mistakes (like that administrative misadventure that cost us $5K but… oh, well, we couldn’t have known)
-Freedom to join friends on vacation, meaning we get to spend days, not hours together- much more time for priceless misadventures together (Jajajajaja?)
-And, of course, freedom of time, travel and learning: not directly profitable financially, but this is basically what we live for 🙂

Packing (less) Light: 5 handy electronics that you really don’t need… but might want to pack anyway

Packing (less) Light: 5 handy electronics that you really don’t need… but might want to pack anyway

Most of my friends would say that I pack insanely light. I disagree: no matter how small my bag, there is SO much in it that I don’t need! Here are five electronic items that I really don’t need at all… but I pack them anyway […]

How can I fly for free?

How can I fly for free?

Trick question: you probably can’t fly for free. Here are your three next-best options: 1- Points You can accumulate points (especially easy if you’re American… harder if you’re not) and redeem them in the most advantageous way possible. However, contrary to popular belief, I think that […]

How can I save money on restaurants?

How can I save money on restaurants?

My new maxim is: “restaurants are not for eating”.

Yes, you read that right. From now on, restaurants are a place to meet with your friends. If you want to eat, go to the grocery store.

Crazy, right? I learned it from Mr Money Mustache. So, if you’re hungry after work? Cook. If you’re meeting friends, sure, go to a restaurant. But remember that the point of you being there is to socialise, not to eat.

Feel free to eat before (dietary restrictions are a great excuse for this), or just order an entrée, or to order the cheapest thing on the menu. You don’t need the $34 tasting plate.

Once you shift your focus from “I need to eat anyway, so I deserve a good main dish” to “who cares about the food, I’m here to hang out with Christine”, you’ll magically spend less money.

This is a really big part of how I saved $20,000 to go travel. I didn’t feel like I was missing out because I wasn’t- I was making a conscious choice to maximize my long-term enjoyment.

I chose to spend less money on something I didn’t care much about so that I could buy more freedom (and much more exotic food) later on. You can do it too 🙂

PS: Sometimes I like to be really badass and just order a plate of fries plus dessert.

How can I find a notary in France to certify a signature? How much does it cost?

How can I find a notary in France to certify a signature? How much does it cost?

Last week I needed to have a signature certified by a notary. I’ve had this done before, but I’m in France and wasn’t sure how it would work here or how much it would cost. When I asked the internet what to do, it told […]

The Adventure Continues

Welcome Aboard! / What is this about?

Welcome Aboard! / What is this about?

Good morning,

Nice to hear from you. Thanks for reaching out about…

This is how I start A LOT of my emails. It’s a bit trite, but it works for me. I feel pretty awkward about writing a blog, but I can write a decent email, so to make things easier for both of us, I’ll just pretend that you’re my friend and you asked me a question and that I’m writing you an email. Kay? And we can keep doing that until this gets less awkward for both of us 😉

Oh, did I mention that I over-use emojis? You’d better get used to it 🙂

So, what will we be “emailing” about? Well, I’m not quite sure… I just spent about a year traveling, a year before that preparing to travel, and my whole life dreaming about travel. A big part of that for me is planning and saving for travel. I feel like I had (am having) a great time, and that planning and saving for travel is something I’m pretty good at.

People will often ask me how I travel (at parties, etc), and my ideal answer would be a 90-minute tirade about the philosophy of money vs happiness…. but the person at the party isn’t necessarily into that. SO, I figure I can do all my ranting here and you can serve yourself buffet-style to the bits you like and ignore the bits you don’t like. (Just like some people and religion! I hope you don’t mind my jokes…) Deal?

Sounds great. I think we’ll get along just fine.

I look forward to hearing what you think (that’s how I end a lot of my emails),

Have a great day! (oh yeah, I do that too)


Captain Carry-On